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Assess the bank's fair lending risk. Fair lending risk template 2018. Sample fair lending section of request letter appendix j: But what does that entail? Completing a fair lending risk assessment is a challenging task as there are many things to consider in a financial institution that relate to the risk of discrimination. • expect management to be smaart. That cause harm to people or property are controlled. 22 22 regional fair lending specialists please direct any questions or concerns regarding issues discussed in this presentation to the fair lending examination specialist in your region. What's a fair lending risk assessment? Matched pairs that may indicate disparate treatment; Without a risk assessment, you would not be able to determine where to even begin any testing. • assess the bank's servicemembers civil relief act (scra) risk. Consider these risk factors and their impact on particular lending products and practices as you conduct the product within its assessment area or, if different, its residential loan.
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